:root {
  --navy: #071d36;
  --navy-2: #102f50;
  --ice: #dff4fb;
  --blue: #54bddd;
  --blue-2: #197aa3;
  --white: #ffffff;
  --paper: #f5fafc;
  --ink: #13293f;
  --muted: #627487;
  --line: #d9e7ee;
  --shadow: 0 18px 60px rgba(7, 29, 54, .12);
  --radius: 22px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--white); font: 16px/1.65 Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; }
a { color: var(--blue-2); }
img, svg { display: block; max-width: 100%; }
.shell { width: min(1160px, calc(100% - 40px)); margin-inline: auto; }
.utility { background: var(--navy); color: #c5dae8; font-size: .82rem; }
.utility .shell { min-height: 38px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.utility a { color: #e9f8fe; text-decoration: none; font-weight: 700; }
.nav { min-height: 88px; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.brand { display: inline-flex; align-items: center; gap: 12px; color: var(--navy); text-decoration: none; }
.brand-mark { width: 44px; height: 44px; display: grid; place-items: center; border: 1px solid #9edbef; background: linear-gradient(135deg, #f5fdff, var(--ice)); color: var(--navy); font-weight: 900; letter-spacing: -.05em; clip-path: polygon(50% 0, 95% 23%, 95% 77%, 50% 100%, 5% 77%, 5% 23%); }
.brand strong, .brand small { display: block; }
.brand strong { font-size: 1.12rem; letter-spacing: -.02em; }
.brand small { color: var(--muted); font-size: .68rem; letter-spacing: .13em; text-transform: uppercase; }
nav { display: flex; align-items: center; gap: 28px; }
nav a { color: var(--ink); font-size: .93rem; font-weight: 700; text-decoration: none; }
nav a[aria-current="page"] { color: var(--blue-2); }
.menu-button { display: none; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 50px; padding: 0 24px; border: 1px solid var(--blue-2); border-radius: 999px; background: var(--blue-2); color: var(--white); font: inherit; font-weight: 800; text-decoration: none; cursor: pointer; }
.button:hover { background: var(--navy); border-color: var(--navy); }
.button.secondary { background: transparent; color: var(--navy); border-color: #9ab7c8; }
.button.compact { min-height: 42px; padding-inline: 19px; }
.hero { overflow: hidden; position: relative; background: linear-gradient(118deg, #edfaff 0 50%, #d3eff9 50%); border-block: 1px solid var(--line); }
.hero::after { content: ""; position: absolute; width: 480px; height: 480px; right: -190px; top: -210px; border: 1px solid rgba(25, 122, 163, .2); border-radius: 50%; box-shadow: 0 0 0 68px rgba(255,255,255,.16), 0 0 0 132px rgba(255,255,255,.12); }
.hero-grid { min-height: 650px; display: grid; grid-template-columns: 1.05fr .95fr; align-items: center; gap: 72px; position: relative; z-index: 1; }
.eyebrow { color: var(--blue-2); font-size: .78rem; font-weight: 900; letter-spacing: .16em; text-transform: uppercase; }
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 { color: var(--navy); line-height: 1.12; letter-spacing: -.035em; }
h1 { margin-bottom: 24px; font-size: clamp(2.8rem, 5vw, 5.6rem); }
h2 { margin-bottom: 20px; font-size: clamp(2rem, 3vw, 3.25rem); }
h3 { margin-bottom: 10px; font-size: 1.3rem; }
.lead { max-width: 680px; color: var(--muted); font-size: clamp(1.08rem, 1.8vw, 1.3rem); }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 34px; }
.hero-art { padding: 22px; border: 1px solid rgba(25, 122, 163, .18); border-radius: 32px; background: rgba(255,255,255,.72); box-shadow: var(--shadow); backdrop-filter: blur(8px); }
.hero-art img { width: 100%; border-radius: 18px; }
.trust-strip { padding: 24px 0; background: var(--navy); color: #d4e8f4; }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.trust-grid div { padding-left: 18px; border-left: 1px solid #34536f; }
.trust-grid strong { display: block; color: white; }
.section { padding: 100px 0; }
.section.tint { background: var(--paper); }
.section-head { max-width: 710px; margin-bottom: 46px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 36px; }
.card { padding: 30px; border: 1px solid var(--line); border-radius: var(--radius); background: var(--white); box-shadow: 0 12px 34px rgba(7,29,54,.06); }
.card-number { width: 42px; height: 42px; margin-bottom: 24px; display: grid; place-items: center; border-radius: 50%; background: var(--ice); color: var(--blue-2); font-weight: 900; }
.card p, .prose p, .prose li { color: var(--muted); }
.split { display: grid; grid-template-columns: .9fr 1.1fr; gap: 64px; align-items: center; }
.panel { padding: 42px; border-radius: 28px; background: var(--navy); color: #c9dbe8; box-shadow: var(--shadow); }
.panel h2, .panel h3 { color: white; }
.panel .eyebrow { color: #7bd5ee; }
.check-list { margin: 24px 0 0; padding: 0; list-style: none; }
.check-list li { position: relative; margin: 12px 0; padding-left: 28px; }
.check-list li::before { content: "✓"; position: absolute; left: 0; color: var(--blue); font-weight: 900; }
.page-hero { padding: 90px 0 72px; background: linear-gradient(135deg, #f6fcff, var(--ice)); border-block: 1px solid var(--line); }
.page-hero h1 { max-width: 850px; font-size: clamp(2.6rem, 5vw, 4.8rem); }
.prose { max-width: 820px; }
.prose h2 { margin-top: 54px; font-size: 2rem; }
.prose h3 { margin-top: 34px; }
.prose ul { padding-left: 22px; }
.notice { padding: 22px 24px; border-left: 4px solid var(--blue-2); background: var(--ice); }
.form-shell { padding: 38px; border: 1px solid var(--line); border-radius: var(--radius); background: white; box-shadow: var(--shadow); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
label { display: grid; gap: 8px; color: var(--navy); font-size: .9rem; font-weight: 800; }
label.full { grid-column: 1 / -1; }
input, select, textarea { width: 100%; min-height: 52px; padding: 12px 14px; border: 1px solid #b9ccd8; border-radius: 10px; background: #fbfdfe; color: var(--ink); font: inherit; }
textarea { min-height: 140px; resize: vertical; }
input:focus, select:focus, textarea:focus { outline: 3px solid rgba(84,189,221,.28); border-color: var(--blue-2); }
.form-note { color: var(--muted); font-size: .86rem; }
.form-message { margin-top: 20px; padding: 18px; border-radius: 12px; background: var(--ice); color: var(--navy); }
.contact-list { display: grid; gap: 18px; }
.contact-item { padding: 22px; border: 1px solid var(--line); border-radius: 16px; background: white; }
footer { padding-top: 68px; background: #06182b; color: #aec3d2; }
.footer-main { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 70px; }
.footer-main > div { display: flex; flex-direction: column; align-items: flex-start; gap: 10px; }
.footer-main p { max-width: 460px; }
.footer-main h2 { margin-bottom: 8px; color: white; font-size: .78rem; letter-spacing: .14em; text-transform: uppercase; }
.footer-main a { color: #d9e9f3; text-decoration: none; }
.footer-brand strong { color: white; }
.footer-brand small { color: #91a8b9; }
.footer-base { margin-top: 56px; padding: 22px 0; display: flex; justify-content: space-between; gap: 20px; border-top: 1px solid #203b52; font-size: .82rem; }
@media (max-width: 860px) {
  .shell { width: min(100% - 28px, 680px); }
  .utility span { display: none; }
  .utility .shell { justify-content: flex-end; }
  .nav { min-height: 74px; flex-wrap: wrap; }
  .menu-button { display: block; padding: 9px 14px; border: 1px solid var(--line); border-radius: 8px; background: white; color: var(--navy); font-weight: 800; }
  nav { display: none; width: 100%; padding-bottom: 20px; align-items: stretch; flex-direction: column; gap: 8px; }
  nav.open { display: flex; }
  nav a { padding: 9px 0; }
  .hero-grid, .split { grid-template-columns: 1fr; }
  .hero-grid { padding: 76px 0; gap: 42px; }
  .trust-grid, .grid-3, .grid-2, .footer-main { grid-template-columns: 1fr 1fr; }
  .section { padding: 76px 0; }
}
@media (max-width: 580px) {
  .brand small { display: none; }
  h1 { font-size: 2.65rem; }
  .trust-grid, .grid-3, .grid-2, .footer-main, .form-grid { grid-template-columns: 1fr; }
  label.full { grid-column: auto; }
  .panel, .form-shell, .card { padding: 25px; }
  .footer-base { flex-direction: column; }
}